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Terms of Service
Last Updated: January 2025
Welcome to Stock Analysis AI. By accessing or using our platform, you agree to be bound by these Terms of Service. Please read them carefully before using our services.
IMPORTANT DISCLAIMER: This platform provides informational analysis for educational purposes only. It is NOT financial advice and should NOT be considered as a recommendation to buy, sell, or hold any securities. Always consult with a qualified financial advisor before making investment decisions.
1. Acceptance of Terms
By accessing or using Stock Analysis AI (the "Service"), you agree to comply with and be bound by these Terms of Service and our Privacy Policy. If you do not agree with any part of these terms, you must not use our Service.
2. Description of Service
Stock Analysis AI provides:
- AI-powered analysis of publicly available stock market data
- Market trend reviews and technical pattern analysis
- News aggregation and sentiment analysis
- Educational information about stocks and market trends
3. User Eligibility
To use our Service, you must:
- Be at least 18 years of age
- Have the legal capacity to enter into binding agreements
- Not be prohibited from using the Service under applicable laws
- Provide accurate and complete information when requested
4. No Financial Advice
Our Service does NOT provide financial, investment, or trading advice.
All information, analysis, and data provided are for educational and informational purposes only. We are not registered as a securities broker-dealer, investment advisor, or financial planner.
You acknowledge that:
- Past performance does not guarantee future results
- All investments carry risk, including the loss of principal
- You are solely responsible for your investment decisions
- You should conduct your own research and due diligence
- You should consult with a qualified financial advisor before making investment decisions
5. User Responsibilities
When using our Service, you agree to:
- Provide accurate information when using our platform
- Use the Service only for lawful purposes
- Not attempt to manipulate, hack, or disrupt the Service
- Not use automated tools or bots without authorization
- Not reproduce, distribute, or commercially exploit our content without permission
- Comply with all applicable laws and regulations
6. Intellectual Property
All content, features, and functionality of our Service, including but not limited to text, graphics, logos, algorithms, and software, are owned by Stock Analysis AI or its licensors and are protected by copyright, trademark, and other intellectual property laws.
You may not:
- Copy, modify, or create derivative works based on our Service
- Reverse engineer or attempt to extract source code
- Remove or alter any copyright or proprietary notices
- Use our trademarks without written permission
7. Data Accuracy and Limitations
While we strive to provide accurate and up-to-date information:
- We do not guarantee the accuracy, completeness, or timeliness of any data
- Market data may be delayed or contain errors
- AI-generated analysis may have limitations or inaccuracies
- We are not responsible for decisions made based on our data
8. Third-Party Services
Our Service may integrate with third-party services (e.g., WhatsApp, data providers). Your use of these services is subject to their respective terms and conditions. We are not responsible for the practices or content of third-party services.
9. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
- Stock Analysis AI is provided "AS IS" without warranties of any kind
- We disclaim all warranties, express or implied, including merchantability and fitness for a particular purpose
- We are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Service
- We are not liable for any investment losses, trading decisions, or financial outcomes
- Our total liability shall not exceed the amount you paid to use our Service (if any)
10. Indemnification
You agree to indemnify and hold harmless Stock Analysis AI, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:
- Your use or misuse of the Service
- Your violation of these Terms of Service
- Your violation of any rights of another party
- Investment decisions you make based on information from our Service
11. Termination
We reserve the right to:
- Suspend or terminate your access to the Service at any time, with or without notice
- Modify or discontinue the Service (or any part thereof) at any time
- Remove any content that violates these Terms
You may stop using the Service at any time. Upon termination, you must cease all use of the Service.
12. Changes to Terms
We may update these Terms of Service from time to time. We will notify you of material changes by posting a notice on our platform or via email. Your continued use of the Service after such changes constitutes acceptance of the updated Terms.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions. Any disputes arising from these Terms or the Service shall be resolved in the courts of [Your Jurisdiction].
14. Dispute Resolution
In the event of any dispute arising from these Terms or the Service:
- You agree to first attempt to resolve the dispute informally by contacting us
- If informal resolution is unsuccessful, disputes may be resolved through binding arbitration
- You waive the right to participate in class action lawsuits
15. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
16. Contact Information
If you have questions about these Terms of Service, please contact us:
Email: legal@stockanalysisai.com
Address: [Your Company Address]
17. Acknowledgment
By using Stock Analysis AI, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. You also acknowledge that you have read our Privacy Policy and Disclaimer.